Retirement Plans for 30-Year-Olds: Building a Secure Future
Learn how 30-year-olds can kickstart retirement planning with strategies like 401(k)s, IRAs, and HSAs. Maximize savings and secure your financial future with these expert tips!
Roth IRA vs. 401(k): Which Retirement Plan is Right for You?
Roth IRA vs. 401(k): Which is right for your retirement? Discover the pros and cons of each, including tax benefits, contribution limits, and investment options.
IRS Announces New 401k Limits And New Catch-Up For 2025
For 2025, the IRS has raised 401(k) contribution limits to $23,500, with a new, higher catch-up limit of $11,250 for those ages 60-63. IRA contribution limits remain at $7,000, with a catch-up of $8,000 for those 50 and older. SEP IRAs now allow contributions up to $70,000 or 25% of income. Make the most of these increased limits to maximize retirement savings.